These can be saved for your own records or use in other programs. Quicken Premier offers several helpful reports that will provide an overview of your spending habits and plot them against your income. If you know your car insurance payment is due in January and June, setting future transactions and reminders using the calendar can help you remember when those payments are approaching. The Quicken Premier software also offers the option to set future charges without them affecting your current budget and balances. As Quicken doesn't control your bank and order a transfer, it simply hides the funds from that account so you can transfer the money to the account manually later if you have an actual savings account set up in your bank.